How does the cancellation benefit work? What kind of coverage do I have?
Cancellation cover is one of the most highly utilised benefits in a comprehensive travel insurance policy.
Flight cancellation is a factor, but the insurance covers all kinds of out-of-pocket costs in the event that you have to cancel some or all of your planned journey. (You need to read the full Product Disclosure Statement to get a total understanding of the policy. Terms, conditions, limits and exclusions apply.)
Pre-trip cancellation can cover any pre-paid element of your holiday, not just flights. Let's say you've booked a trip to Orlando to visit Disneyland, and have pre-paid everything. In that scenario, if you have to cancel for some unforeseen reason, your insurance kicks in.
If you are planning a cruise, you will be aware that in most circumstances, they require that the entire fare be pre-paid, basically a 100% upfront deposit that is non-refundable. Cancellation cover gives you an assurance that if something goes wrong preventing the cruise, you aren't out of pocket.
The benefit also kicks in for partial cancellation. Let's say, for example, that you find yourself overseas and are in an accident requiring hospitalisation. Your travel insurance covers you for all of those medical costs, and under the cancellation benefit, you are protected against the loss of pre-paid components of your remaining itinerary.
Insurance products can be quite complicated, but don't be intimidated.
All you need is your dates of travel, each traveller’s age and your chosen destinations and we’ll provide you with a range of cover options to choose from.
Simply Travel Insurance is designed to offer you great options for a great price. We strive to make your choices as simple as possible, so you can focus on the fun part, travel.
Our policies are split into simple categories to fit different styles of travel.
Let us take the stress out of your next trip. Purchase a Simply Travel Insurance policy to be covered instantly for a range of benefits.
Enjoy the peace of mind of knowing your policy is underwritten by certain underwriters at Lloyd's.