Going on a cruise? That's great, we hope you have an amazing time! However it is important to make sure you have insurance that covers you while you're at sea. If you become unwell and need to be airlifted from a cruise the costs can be huge. Even simply seeing the doctor onboard is likely to be much more expensive than seeing a doctor at home. 

Simply Travel Insurance gives you the option of purchasing a cruise pack so you only have to pay for this cover if you're planning on going to sea. 

Before you purchase cruise travel insurance please note:

  • The cruise pack must be purchased at least 24 hours before going on your cruise
  • You cannot purchase this pack individually
  • This additional option is available with all policies other than Budget

For full details of our cruise pack please see our Product Disclosure Statement (PDS). 

Cruise Pack Policy Limits

Policy Section Benefit Limit
Pre-Paid Shore Exclusions Cancellation $1,000
Missed Cruise Departure $2,500
Cabin Confinement/Loss of Enjoyment* $1,500
Missed Port Cover $750
Formal Attire Cover $1,500
Formal Attire Delay Allowance $250


Comprehensive Policy Limits

Policy Section Benefit Limit Per Adult

Cancellation Fees and Lost Deposits*


Overseas Emergency Medical Assistance^


Overseas Emergency Medical and Hospital Expenses^*


Dental Expenses^


Additional Accommodation and Travel Expenses*


Includes Family Emergency*


Includes Emergency Companion Cover*


Hospital Cash Allowance^*


Accidental Death*


Permanent Disability^*


Loss of Income^*


Travel Documents, Credit Cards and Travellers Cheques^


Theft of Cash^#


Luggage and Personal Effects*


Luggage and Personal Effects Delay Expenses^


Disruption of Journey*


Alternative Transport Expenses^


Personal Liability#

$5 Million

Rental Vehicle Insurance Excess#*


This is a brief summary of cover only and does not include full terms, conditions and exclusions. Sub-limits may also apply. Please read the policy wording in the PDS.

Sections 11, 11A, 11B & 12 - if you claim for the same or similar cancelled services/facilities or alternative arrangements under sections 11, 11A, 11B & 12, we will only pay the higher of the two amounts, not both.
# Limits are per policy regardless of the number of persons the claim relate to. Rental Vehicle Insurance Excess under Frequent Traveller plan re instates after each journey.
^^ You only have this cover for these sections if the relevant pack has been purchased.
* Sub-limits app y.
^ You do not have cover under these sections while travelling in Australia.






Insurance products can be quite complicated, but don't be intimidated.

All you need is your dates of travel, each traveller’s age and your chosen destinations and we’ll provide you with a range of cover options to choose from.


Simply Travel Insurance is designed to offer you great options for a great price. We strive to make your choices as simple as possible, so you can focus on the fun part, travel.

Our policies are split into simple categories to fit different styles of travel.


Let us take the stress out of your next trip. Purchase a Simply Travel Insurance policy to be covered instantly for a range of benefits.

Enjoy the peace of mind of knowing your policy is underwritten by certain underwriters at Lloyd's.